MPower 2 Type R  
Article Index:
1. MPower 2 Type R
2. Annual Premium
3. Optional Cover
4. Frequently Asked Questions
5. Exclusions
Annual Premium
Page 2 of 5
Age band* Plan 1 Plan 2 Plan 3
5 years – 12 years 480 720 -
13 years – 20 years 528 792 1,584
21 years – 30 years 580 870 1,740
31 years – 35 years 668 1,002 2,004
36 years – 40 years 802 1,203 2,406
41 years – 45 years 1,003 1,505 3,010
46 years – 50 years 1,300 1,950 3,900
51 years – 55 years (Renewal only) 1,690 2,535 5,070
56 years – 60 years (Renewal only) 2,198 3,297 6,594
61 years – 65 years (Renewal only) 2,858 4,287 8,574

MCO Fees : RM33.00 per person
Eligible Persons : For new applicants, the age limit is between 5 years and 50 years old. Renewable up to 65 years.
* Premiums payable will increase with age, as indicated by the relevant age band and MCO fees will be chargeable separately.

Benefits Plan 1 Plan 2 Plan 3
RM RM RM
Overall Lifetime Limit 30,000 60,000 100,000
Hospital Benefits
Room & Board (max. 150 days) 150 per day 250 per day 350 per day
Intensive Care Unit (max. 75 days) 300 per day 450 per day 500 per day
Hospital Supplies & Services *

* Including Medical/Specialist Reports if required by the Insurance Company

*Covered Expenses
Operating Theatre Charges
Surgical Benefits
Pre-Hospital Diagnostic Test
Surgeon Fees
Anaesthetist Fees
Medical Benefits
Pre-Hospitalisation Specialist Consultation
Daily In-Hospital Physician’s Visit (max. 60 days)
Post Hospitalisation Treatment (for a maximum period of 31 days from discharge)

The Insured Person may opt for either (a) or (b)

(a)         The Reasonable and Customary Charges incurred in follow-up treatment by the same attending Physician
(b)         Reimbursement of the Charges incurred in follow-up treatment by a qualified Sinseh up to RM35.00 per visit but not exceeding the overall stipulated limits 150 200 300
Out-Patient Benefits *Covered Expenses
Emergency Accidental Out-Patient Treatment
Out-Patient Physiotherapy Treatment (max. 90 days)
Out-Patient Kidney Dialysis
Out-Patient Cancer Treatment  
Ambulance Fees 300 550 700
Organ Transplant

Heart, Kidney, Lung, Liver or Bone Marrow

*Covered Expenses
Government Hospital Income Benefits
Daily Cash Allowance at Government Hospitals (max. 150 days) 45 50 55
Government Service Tax 5% of Eligible Expenses Reimburseable

* Covered Expenses shall mean Payment of Claimable Charges Subject to Co-Insurance Clause.
** All the benefits are subject to Co-Insurance Clause in which the Insured must contribute 10% of all covered expenses incurred in any Allianz’s panel of hospitals or contribute 20% in a non-panel hospital.