Motor  
At Allianz Malaysia, obtaining a motor insurance cover is so easy and hassle free because our extensive network ( 36 branches and more than 6,000 agents) are well equipped to serve you as an individual and also as a corporate client. Also, with our selected panel of authorized workshops providing quality and prompt repairs, you can rest assured that your prize possession is in good hand.

Types of Vehicle Policy

  • Private Cars
  • Motor Cycle
  • Commercial Vehicles
    • Motor Trade (Road Risks)
    • Goods Carrying Vehicles
    • Public Taxis
    • Hire Cars
    • Buses
    • Special Types (Construction or Forestry vehicles)

Types of Cover

Comprehensive Features
  • Loss or damage to the insured vehicle and its accessories and spare parts.
  • Liability for damage to others’ vehicle and property caused by insured vehicle
  • Legal Liability for death or bodily injury to any third party person

Under comprehensive cover the following benefits are available for an additional premium:

  • Windscreen
  • Strike, Riot & Civil Commotion (SRCC)
  • Flood, typhoon or other convulsion of nature
  • Legal Liability of Passengers (LLP)
  • Legal Liability to non-fare paying passengers (LLNP)
  • Additional Driver

Third Party, Fire & Theft Features

  • Legal Liability for death or bodily injury to any third party
  • Legal liability to third party property loss or damage
  • Loss or damage to the insured vehicle as a result of fire and theft

Third Party Liability Only Features

  • Legal liability to third party property loss or damage
  • Legal liability for death or bodily injury to any third party person

The Road Warrior

To complement our motor policy, we have The Road Warrior Car Assistance Program. This program comes with a P.A. protection for driver and passengers and a very comprehensive range of car services. All you need is call the 24 hour Toll Free number to request the following services:-
  • 24 hours Emergency Towing and Minor roadside repairs
  • Car replacement assistance
  • Arrangement for hotel accommodation
  • Referral for doctors and hospitals
  • Legal assistance
  • Emergency message transmission

Revised Motor Tariff

A new revised motor tariff has been proposed and is waiting final approval from the authority to be implemented. Under the existing tariff structure motor premiums are computed based on the engine size of the vehicle, the sum assured of the policy and the number of claims-free years accumulated by the insured. Under the proposed new tariff, six additional rating factors are to be included in the premium calculation. This new computation will make motor premium more equitable since risks are more systematically defined and classified. The new tariff could see a possible hike in overall premiums collection between 5% to 10%.

Existing Tariff Proposed New Tariff
  • Engine capacity
  • Number of claim-free years
  • Sum assured
  • Engine capacity
  • Number of claim-free years
  • Sum assured
  • Use of Vehicle
  • Number of Drivers
  • Age of vehicle
  • Make of vehicle
  • Geographical location
  • Gender of driver