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Section l - Buildings (Houseowner)
Cover against loss or damage of building (house).
Section ll - Contents (Householder)
Cover against loss or damage of household contents.
Scope of Cover:
- Fire, lightning, thunderbolt, subterranean fire
- Explosion
- Aircraft and other devices and / or articles dropped therefrom
- Impact with any of the buildings by any road vehicles or animals not belonging to or under the control of the insured or any member of this family.
- Bursting or overflowing of domestics water tanks, apparatus or pipes.
- Theft but only if accompanied by actual forcible and violent breaking into or out of a building or any attempt thereat.
- Hurricane, cyclone, typhoon, windstorm
- Earthquake, volcanic eruption
- Flood
Extra Scope of Cover - Upon Request:
- Riot, Strike and Malicious Damage
- Subsidence & landslip
- Plate Class
- Full Theft (Contents)
- Increased Liability Limits
- Increased Rent
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