HouseOwner & HouseHolder  

Section l - Buildings (Houseowner)

Cover against loss or damage of building (house).

Section ll - Contents (Householder)

Cover against loss or damage of household contents.

Scope of Cover:

  • Fire, lightning, thunderbolt, subterranean fire
  • Explosion
  • Aircraft and other devices and / or articles dropped therefrom
  • Impact with any of the buildings by any road vehicles or animals not belonging to or under the control of the insured or any member of this family.
  • Bursting or overflowing of domestics water tanks, apparatus or pipes.
  • Theft but only if accompanied by actual forcible and violent breaking into or out of a building or any attempt thereat.
  • Hurricane, cyclone, typhoon, windstorm
  • Earthquake, volcanic eruption
  • Flood

Extra Scope of Cover - Upon Request:

  • Riot, Strike and Malicious Damage
  • Subsidence & landslip
  • Plate Class
  • Full Theft (Contents)
  • Increased Liability Limits
  • Increased Rent