Accidental collision or overturning or collision and/or overturning consequent upon mechanical breakdown or wear and tear

Fire, external explosion, self-ignition or lightning

House breaking or theft

Costs not exceeding RM500.00 reasonably incurred for protection and removal of property to its nearest repairers within the country

Qualification of Equipment that can be covered: -

• vehicle that has wheels or track
• vehicle not licensed on road use

Examples of such vehicles are Tractors, Cranes, Forklifts, Bulldozers etc.

* Important note: - In Malaysia, our authorities, PIAM, has decided that if a vehicle is used on the gazetted/public road, a Motor Policy must be purchased. If a vehicle is not used on the gazetted/public road, then an Equipment Policy can be purchased.